Exploring all your options is key before taking a car loan. A finance calculator will help you do this.
The Internet has made so many tasks extremely easy. You can get any information within seconds, without the need to ask for anybody’s help. Even matters of personal finance can be sorted out within just a few moments by using appropriate tools.
Nowhere is this fact more evident than in calculating finance options. If you’re exploring options for a personal loan, for instance, you can simply browse several bank websites to know everything about the loan products they offer, to your eligibility for the same. However, how can you know exact calculations involved in a loan?
This is where finance calculators come in.
An online financial calculator is a fantastic tool that helps you make a decision on a financial product based on the best set of permutations you can make regarding your monthly income and desired amount of outgoing funds. For instance, if you are looking to buy a car, a car finance calculator will help you make every decision related to the purchase of the car, right from the kind of car you can afford to the down payment you should make.
Roughly, the car finance calculator will ask you to fill in details about your desired monthly payment amount and the rate of interest you wish to calculate the car loan at. Based on the information you feed, it will give you the tenure and monthly EMI amount. The more detailed the car finance calculator, the better placed you are to see how your loan amount and interest rates will translate in terms of your monthly payments.
There are categories for calculators, too. There are car affordability calculators as well as car loan calculators. In the former, if the car you want to buy costs a little over Dh 50,000 and you have ready cash of Dh 10,000 to invest in a down payment, you can fill in details about how much EMI you can afford to pay, the desired tenure in months or years, the desired interest rate and the down payment you can make. The calculator will then give you a set of numbers to show the car’s affordability.
Similarly, a car finance calculator can number crunch for you if you want to arrive at the best combination for tenure, interest rate and your desired EMI to arrive at an estimate of how much loan you can get for the car.
Did you know that the secret to Kim Kardashian’s youthful appearance is laser hair removal for facial hair? If you compare Kim’s 2006 pics to ones taken in 2014-2015, you will notice that she’s not only had her facial hair taken care of but has also changed her hairline completely with the help of permanent hair removal. In fact, an article in Mail Online, way back in 2013, claimed that 10% of all women choose to have their facial hair cleaned. If you too are tired of waxing, shaving, epilating and threading ever so often, you might be a good candidate for laser treatment.
How does the laser work?
This has become one of the most common cosmetic procedures in the US, and is gaining popularity rapidly in India too. It uses a highly concentrated beam of laser light, focused on each hair follicle. The pigment in the hair follicle absorbs the laser, leading to the follicular tissue being destroyed. The procedure might need to be repeated a few times for the best results for permanent hair removal. So, be prepared for at least 3-4 sessions to start with.
Indians are among the best candidates for this treatment due to their dark coloured body hair. It is this extra pigment that allows the follicles to be easily destroyed. It does not cause damage to the skin or surrounding tissues. In fact, it is today considered an effective and safe way to get rid of unwanted fur!
Advantages of Laser Treatments
Whether it is unwanted hair on the face, arms, legs, armpits, bikini line or any other part of your body, the best option for permanent hair removal could be laser treatments. This is because the procedure offers:
· Speed: It only takes a fraction of a second for each laser pulse to work. This way many follicles can be treated at the same time. You might be able to remove hair from an entire leg in an hour, while taking care of the upper lip in less than one minute.
· Precision: The focused beam is used to target specific problem areas, leaving the surrounding skin and tissue untouched.
· Predictable results: There is no doubt of the results that you will observe, although the number of sessions might vary from person to person and depending on the density of growth.
The only thing that you should remember is that when one says “permanent” hair removal, it does not mean that the 5-7 sessions will give you results that last an entire lifetime. However, what you can be sure of is that the density of hair growth will definitely thin down. You can take care of any re-growth easily with touch treatments that can be done once or twice a year.